Financial calculator
SWP Calculator
Estimate monthly withdrawals and final value from a lump sum corpus.
Adjust the inputs to explore different planning scenarios.
Calculated result
SWP Calculator calculated result
₹0
Final value
The estimated final value is ₹0.
Total investment
₹5.00 L
Total withdrawal
₹6.87 L
Financial summary
- Total investment
- ₹5.00 L
- Total withdrawal
- ₹6.87 L
- Interest earned
- ₹1.87 L
₹13.73 L
Total
- Total investment₹5.00 L36.41%
- Total withdrawal₹6.87 L50%
- Interest earned₹1.87 L13.59%
Final value updates instantly as you adjust the inputs, helping you compare scenarios without changing the underlying assumptions.
Yearly withdrawal schedule
| Year | Withdrawal | Interest earned | Closing balance |
|---|---|---|---|
| 1 | ₹1.20 L | ₹55,319 | ₹4.35 L |
| 2 | ₹1.20 L | ₹47,116 | ₹3.62 L |
| 3 | ₹1.20 L | ₹37,873 | ₹2.80 L |
| 4 | ₹1.20 L | ₹27,457 | ₹1.88 L |
| 5 | ₹1.20 L | ₹15,720 | ₹83,485 |
| 6 | ₹86,717 | ₹3,232 | ₹0 |
Assumptions
- Withdrawals happen monthly before that month's return is added.
- Annual return is divided by 12 to match common SWP calculator schedules.
- Taxes, exit loads, fund expenses, and market volatility are excluded.
Important note
Calculator results are illustrative and use the values you enter. They do not represent investment, tax, legal, lending, or product advice.
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